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Only lived at address for ...



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If you've only lived at your address for a short time, how will this affect your credit card application?

 

If you've only lived at your address for a short time, less than the 6 years that credit card companys want to, what can you do?


You should ensure you're registered at the electoral register at your new address.

You should give your previous addresses as your credit history check will look at your previous addresses.


If you've only recently moved you may find that some companies won't authorise you a credit card, (Or contract mobile phones). Often this is because they don't want to risk fraudelent use of a card. This is really for your safety - once you've got your name on all your bills and moved other credit type stuff (and bank accounts) to your new address you shouldn't find any problems.

You can find out how to register yourself on the electoral role by contacting your local authority.



Give all the information the credit card company asks for. If they want to know where you've lived for the last 6 years then tell them!

 


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